According to its policy, Lease Finance focuses generally on institutional clients. Both manufacturing and service organizations are eligible to apply for lease financing. However, Union Capital also extends leasing facilities to reputed proprietorship and partnership companies, and professionals who are guaranteed by their employers.

In the manufacturing segment, pharmaceutical, textile, food, garment, leather, cement, ceramic, and other potential growth sectors have been identified as the key areas for lease financing. Service segments include construction, telecommunications, power sector companies, hospitals & clinics, diagnostic centers, laboratories, dental clinics, dry cleaning services, vehicle service stations, hotels and restaurants, and transportation services. Lease Finance provides leasing services for commercial and personal vehicles, office equipment, industrial machinery and accessories, medical & diagnostic equipment, generators, elevators/lifts, heavy construction equipment, and other commercial equipment. However, entrepreneurs in other sectors are also encouraged to speak to Union Capital if they have a good project.

Union Capital provides lease financing to customers on fairly easy terms and conditions. Lease term varies from two years to maximum of five years depending on the nature of machinery/ equipment to be financed. Vehicles, office equipment and other smaller equipment are normally lease financed for two/three years while industrial machinery and other heavy equipment are leased for a maximum period of five years.

Rates charged by Lease Finance varies depending on the nature of equipment and other terms and conditions negotiated between the parties. However rates are comparable to those of the market and are always kept at competitive levels so that both Union Capital and its customers mutually benefit from the arrangement.

Union Capital is authorized to perform lease finance activities under the Financial Institution license granted by the Bangladesh Bank.