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Qualification & Experience

Mr. Chowdhury Manzoor Liaquat, a dynamic and versatile management executive, has more than 23 years of experiences in the banking sector. In his long career he has successfully served the banking sector in different capacities.

Prior to his joining Union Capital Limited, Mr. Manzoor served Bank Asia Limited as the Senior Executive Vice President. Starting his career as a probationary officer with AB Bank Limited, Mr. Manzoor had worked in AB Bank Limited for more than 22 years under different capabilities including Head of Main Branch and Regional Relationship Manager of Dhaka Division. He also attended a large number of trainings, workshops, seminars at home and abroad.

Qualification & Experience

Mr. Tauhidul Ashraf has 13 years of extensive experience in Bank, NBFIs, Insurance & Group of Companies in Senior positions. Mr. Ashraf is a qualified Chartered Secretary. He joined Union Capital Limited on 22 August, 2013 as SVP & Company Secretary. Prior to his joining, he served in H.R. Textile Mills Ltd., Northern General Insurance Co. Ltd., S. Alam Group of Industries, First Security Islami Bank Ltd., Prime Finance & Investments Ltd. and Aman Group under different capacities. He possesses versatile knowledge in the areas of Corporate Affairs, Administration, Share Management, Capital Market Operation etc. A Fellow Member of the Institute of Chartered Secretaries of Bangladesh. Mr. Ashraf was the Member Secretary of Dhaka Regional Chapter of ICSB for two consecutive sessions. He attended a number of training courses and seminars in home and abroad on Core Risk Management, Internal Audit & Control and Corporate Governance, the role of Company Secretary etc.

Mr. Shabbir obtained his B. Sc. Engineering Degree in Electrical & Electronics Engineering from Khulna University of Engineering and Technology.  He has a wide experience of over 20 years with NBFI in various capacities and 03 years in different ICT vendors. Starting his career in Flora Limited, the largest ICT vendor of the country, Mr. Shabbir also worked in UNICEF as LAN Consultant under employment of Flora Limited. Prior to joining at UCL Mr. Shabbir served as the Manager of Hardware & Network Division of Systematique Computing Limited (SYSCOM). Besides IT expertise, he is proficient in HRM and carrying full responsibilities of HR & Administration Department for over 13 years and presently holding the position of Head of HR & Administration Department along with ICT Department. He attended a number of seminars, workshops and trainings, relating to the ICT and HR & Administration issues, at home and abroad. Mr. Shabbir is a Fellow of Institute of Engineers Bangladesh.

Qualification & Experience

Mr. Bareque obtained MSS(Economics) degree under Dhaka University, Post Graduate Diploma in Bank Management (PGDBM) from BIBM and Banking Diploma(both part) from Institute of Bankers of Bangladesh. He has vast experience in banking arena. He served in Bangladesh Bank for about 33 years in different departments in different positions lastly as Deputy General Manager.
Prior to joining here Mr. Bareque served in Japan Bangladesh Group as Executive Director and lastly in ICB Islamic Bank Limited as Special Project Adviser of ICCD. Mr. Bareque served as a Faculty Member of Bangladesh Bank Training Academy for about 5 years. He conducted many sessions for the direct recruited officers of Bangladesh Bank and also for others Banks and NBFIs. He attended many sessions of different Training Academy of different Banks and also in different NBFIs as Guest Speaker. When he was in Bangladesh Bank he looked after the supervision works of NBFIs for about 5 years. Mr. Bareque attended a number of trainings, workshops and seminars
at home and abroad

Mr. Jiban Chandra Das is B.COM (Hon’s) and M.COM in Finance from University of Dhaka. He is a Chartered Accountant and Fellow member of the Institute of Chartered Accountants of Bangladesh. He completed three years Chartered Accountancy course (Articleship) in February 1993 from Rahman Rahman Huq, Chartered Accountants, a member firm of KPMG. He has 25 years of extensive experience in Bank, NBFI, Stock Exchange and Chartered Accountants Firm in senior position. Prior to his joining in Union Capital Limited he served in Rahman Rahman Huq, Lanka-Bangla Finance Ltd., First Security Islami Bank Ltd., International Leasing and Financial Services Limited and Dhaka Stock Exchange Ltd. in senior position under different capacities. He possesses versatile knowledge in the areas of Accounting, Finance, Taxation, Investment, Auditing, Valuation, Costing, Due Diligence Review, Consultancy and Capital Market Operation. He attended a number of training courses and seminars in home and abroad on Risk Management, International Financial Reporting Standard, Fraud and Investigation, Internal Control Management, Treasury Management etc.

Qualification & Experience

Mr. Murad has completed M.Com (Marketing) from University of Dhaka and MBA major in finance from American International University Bangladesh (AIUB). He
started his career with a promotional project namely HORECA of British American Tobacco in December 1998 as Project Leader and worked there for 6 months and then joined in a production house namely In-house Production in June 1999 and worked there for 9 months. In June 2000 he joined UCL as Junior Associate and from that time working in different segment of lease and corporate finance department. In 2016 he was promoted as Senior Vice President of Lease and Corporate Finance Department as responsible in Marketing to Corporate and SME financing. He has obtained various training/ workshop/seminars at Home and abroad

Mr. Abul Kalam Azad has more than 18 years of experience in the sector of Banking and Non Banking Financial Institutions.  Prior to joining Union Capital Limited, Mr. Azad served National Finance Limited, International Leasing and Financial Services and City Bank Limited at different functional levels. He possesses versatile knowledge in the areas of Credit Operation & Credit Administration, Special Asset Management, Credit Risk Management and Branch Banking.  Mr. Azad started his career as Management Trainee of City Bank in the year of 2001. He completed his B.Sc. (Hons) and M.Sc. from Soil Science of Dhaka University and M.B.A from North South University. He attended numerous training/workshop/seminars at home and abroad.

Mr. Selim is an MBA (Finance) of Institute of Business Administration (IBA), University of Dhaka. He has 13 years of experience in line of Credit Risk Management with different Financial Institutions. Before joining UCL he served AB Bank Ltd. for more than 12 years. Mr. Selim completed B.Sc. Engg. (Civil) from Khulna University of Engineering and Technology (KUET) and after MBA completed Master of Development Studies from University of Dhaka. He attended numbers of trainings, workshops, seminars on credit related issues in local institutions

Shaheen Mohammad Qumrul Hasan has completed his MBA from IBA, University of Dhaka (Major in finance) & he has subsequent 17 years professional banking experience in local and foreign Banks namely United Commercial Bank, Shahjalal Islami Bank Ltd and Habib Bank ltd.He has got well rounded experience with expertise in Credit Risk Management, Corporate Banking, Relationship Management, Branch Management. He has attended a number of training courses, seminars in home and abroad. Also he has the job training in Singapore, Dubai, and Karachi.He has joined Union Capital Limited on April 13,2017 as VP & Branch In Charge (Chittagong Branch). Recently he has transferred to Principal Branch as Branch Manager.

Tareq Ahmed Salah Uddin Khan has completed M.Com in Management from Dhaka University. He has obtained 1st class with merit position of 11th; in the year 1998. He worked in MIDAS and MIDAS Financing Limited (MFL) under different capacities including SME and corporate financing, study and research, entrepreneurship development training. His last position in MFL was AGM & Head of SME from November 1999 to August 2016. He worked in National Finance Ltd. (NFL) as Head of SME(SAVP) from September 2016 to April 2017. He has joined Union Capital limited on 2nd MAY, 2017 as VP,Head of SME.He is a member of Credit Committee and Risk Management Forum.He Visited Srilanka to attend training on SME credit risk management. He obtained major training on SME credit risk management arranged by ADB and also on Project appraisal and management arranged by BIBM and Training of Trainers’ (ToT) on CEFE module of Entrepreneurship Development Training arranged by “Giz” formerly “Gtz”

Mr. Mohammed Ibrahim joined Union Capital Limited on October 30, 2018. He is currently working as Vice President & Head of Chittagong Branch.

Mr. Ibrahim has more than 16 years of extensive experience in different areas of NBFIs. Before joining this company, he served International Leasing And Financial Services Limited for more than 10 (ten) years as Head of Chittagong Branch. Proficient in all aspects of branch management and operation, including corporate finance and deposit, recovery, monitoring, customer service etc. He started his career in 2002 with Uttara Finance and Investments Ltd and later moved to Prime Finance in 2007 as Manager of their Chittagong Branch. He has obtained his BBA (Hons), MBA in Management from University of Chittagong and MBM from IIUC. He has attended a good number of trainings, workshop, seminar including money laundering.

Mr. Arefeen has more than 12 years of experience in the banking industry. He completed his BBA and MBA respectively from Khulna University and United International University. Prior to joining UCL, he served AB Bank Ltd. for 8 years mainly in the area of Credit Administration, Corporate & SME Banking. Mr. Arefeen started his career with Bank Alfalah Ltd. in the year of 2006 and there served in the area of liability marketing and customer service. He attended various training/ workshops both at home and abroad organized by BIBM and different organizations.

Ms. Afrida Ahsan has 10 years of extensive experience in the field of financial institutions. She completed her BBA and MBA (major in Finance & Banking) from University of Dhaka. Prior to joining at UCL, Ms. Ahsan served in Bangladesh Industrial Finance Company Ltd. (BIFC) as Departmental Head of CRM & CAD. She started her career as Management Trainee at Uttara Bank Ltd. in August, 2006 and worked there for 02 years. Afterwards she joined at BIFC and worked there for about 8 years under different capacities. She attended various trainings/workshops at Bangladesh Bank Training Academy, BIBM and different training organization of Bangladesh.She has joined Union Capital Limited as AVP, at Credit Risk Management(CRM) department on 1 February 2016.

Mr. Abedin has over 12 year’s extensive experience in the legal profession. He has completed his LL.B (Hon’s) and LL.M from the University of Chittagong. He has joined Union Capital Limited on 10th AUGUST,2016.Prior to joining at UCL, he worked at International Leasing And Financial Services Limited in the Legal Department for more than 6 years. Mr. Abedin started his career as a Staff Lawyer with a human rights organization “Ain O ShalishKendro”, here he served for more than 1 year. Thereafter he joined at “Hasan & Associates” a renowned corporate law firm of the country as an Associates Lawyer. There he worked for 3 years for numerous Banks and NBFI’s, different national and multinational corporate entities of the country regarding loan and security documentation, all process as of litigation to recover the loans, labour law issues, commercial issues, etc. He attended different training/workshops at BIBM and different Training Organizations of Bangladesh.

Mr. Salah Uddin joined Union Capital Limited on August 10, 2016. He is currently working as Vice President & Head of Credit Administration Department with the responsibility of Loan Documentation, Disbursement and Asset operations. He has over 10 years of extensive experience in different areas of NBFIs. Before joining this company, he served International Leasing And Financial Services Limited for 09 years. During his long tenure with International leasing, he got the opportunity to work in Special Asset Management Department, Credit Administration & Monitoring Department with different capacities. He started his career in 2006 with Grameenphone Limited and later switched to International Leasing in 2007. He has obtained his BBA and MBA in Management Studies from the University of Dhaka. He has attended a good number of trainings, workshop, seminar at BIBM, Bangladesh Bank, and different training institutes of Bangladesh.

Mr. Azizul Haque obtained his B.Sc. Engineering Degree in Computer Science & Engineering from Khulna University of Engineering and Technology. He completed his MBA in Management Information Systems from Dhaka University. He started his career in data-edge limited, a reputed ICT vendor company, as a software programmer in December 2003 and worked there for 2 years. Prior to Join Union Capital Limited as Assistant Vice President, he worked in NCC Bank Limited for more than 9 years under various capacities in IT Division. He attended various seminars, workshops and trainings relating to the ICT at home and abroad.

Mr. Shohidur has 12 years of extensive experience in NBFIs. Upon completion of BBA and MBA (major in Finance) from Dhaka University, he started his career with National Housing Finance & Investments Ltd. as Counselor in February 2004. He worked there for 2 years and then joined in International Leasing & Financial Services Ltd. in April 2006 and worked there for 6 years under different capacities. Later in September 2012, he joined in National Finance Ltd. and served there for more than 3 years and his last position was FAVP. Mr. Shohidur joined in UCL on 10th March 2016 as Assistant Vice President. He attended various training/workshops at Bangladesh Bank, BIBM and different training organization of Bangladesh.

Mr. Mahbub Alam joined Union Capital Limited in October 2016 as Assistant Vice President & Head of Treasury. Prior to that he was Deputy General Manager & Head of Treasury of GSP Finance Company (Bangladesh) Limited and worked there more than 11 years under various capacities. He worked in Noorani Group & A.R. Group as Senior Accountant more than 3 years. Mr. Alam has completed Master of Commerce (M.Com). He has completed articleship from Anisur Rahman & Co. Chartered Accountants. He attended various training/workshops throughout his professional career.

Mr. Fahim Ahasan Choudhury has joined UCL family in March 2018. He has over 8 years experience in capital market of Bangladesh. He has started his career with IDLC investments Limited in 2010 and served there for more than 5.5 years in different departments like Operations, Margin Loan & Risk Management, Discretionary Portfolio Management. He was the Product and Portfolio Manager of “Easy Invest” which was the first time Systematic Investment Plan (SIP) type product introduced by IDLC Investments in Bangladesh. Prior to join UCL, he was the Portfolio Manager in Universal Financial Solutions Limited (UFS) and responsible for managing 4 open ended mutual funds with an Asset Under Management (AUM) of BDT 220 crore. He has a decent amount of knowledge in Merchant Banking operations and Asset Management Company’s operations. He attended several number of workshops and trainings arranged by different training organizations in Bangladesh. Mr. Fahim has completed his BBA and MBA from East West University, Bangladesh.

Mr. Mohammad Balayet Hossain obtained his Master degree from the National University in Accounting. After obtaining master degree, Mr. Balayet joined in Hoda Vasi Chowdhury & Co, Chartered Accountant (An Independent Correspondent Firm to PwC) in 2006 as article student. During his articleship period, he gathered experience on global best practiced auditing procedures, financial management process, special business review, Financial Statements preparation, drafting appeal ground on various taxation matters of national and multinational assigned clients. Mr. Balayet is also a member of the Dhaka Taxes Bar Association. In 2010 he joined Union Capital Limited as Assistant Manager in Finance & Accounts department. He has attended a good number of trainings, workshop, seminar at BIBM, Bangladesh Bank, and different training institutes of Bangladesh.

Mr. Shariful Alam has 10 years of extensive experience in NBFIs. Upon completion of BBA from Department of Finance and MBA with major concentration of Banking from University of Dhaka, he started his career with United Finance Limited as Officer in 2008. He worked there for 5 years and then joined in IPDC Finance Limited in 2013 and worked there for 3 years under different capacities. Later in March, 2016, Mr. Alam joined UCL as Senior Manager.

He attended various training / workshops /seminars at Bangladesh Bank, BIBM, BBTA, DCCI, MCCI and different training institutes of
Bangladesh and a special training on cluster financing at MSME Foundation of Delhi, India. Presently Mr. Alam is with UCL as Assistant Vice President and Branch in Charge of Gulshan Branch.